Education
     B.A. : S.U.N.Y at Binghamton
     Juris Doctor: Saint Thomas University School of Law Miami
          Honors: Dean's List, Law Review.

Attorney at Law admitted in New York State and Federal Courts.
Member United States Supreme Court Bar
Practice includes: Civil plaintiff and defense representation in Federal and   State Courts; Criminal defense in Federal and State Courts; Trial and arbitration experience; General Practice.

1973-1990: Advisory Counsels:
     Dryden Mutual Insurance Company (chairman)
     Hanover Insurance Company
     Great American Insurance Company (chairman)
     Progressive Casualty Company
     Cortland Cooperative Insurance Company

1979-1983: Consultant to Neil Poppensiek, Risk Manager for Cornell University; Self insured program

1980-1983: Board of Directors of the Independent Insurance Agents Association of New York State.
          Chairman: Technical Conference Committee
          Chairman: Education Committee
          Member: Liaison Committee

1976-1980: Adjunct Faculty Tompkins Cortland Community College School of Business.

1978-present: Adjunct Professor Ithaca College School of Business

1985: Instructor, NY Association of Certified Public Accountants (Manhattan chapter)

Publications

Insurance Agents and Brokers Magazine: "Risk management"; "Partnerships"; "Rate Engineering"; "Lloyds of London."

American Institute of Certified Public Accountants: Sole author: What the CPA Should Know About Business Insurance (517 page text book used in the CPA continuing education program throughout the United States).

American Institute of Certified Public Accountants: Sole Author: The Business Insurance Decision (260) page textbook).

McGraw Hill Publishers: Authored the Liability Chapters in the textbook Risk Management and Insurance.

Harcourt Brace Publishers: Authored Chapters in 1994 GAAP Guide (book of generally accepted accounting principles) including chapters on Banking and Thrift Institutions, Insurance enterprises, Title Plants, Regulated Industries.

American Institute of Certified Public Accountants: Sole author: The Insurance Desk Reference Book for Accountants. 1998.

Harcourt Brace Publishers: Numerous technical interpretations and bulletins related to accounting.